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Socio-Demographic Indicators, Intelligence,and Locus of Control as Predictors of Adult Financial Well-Being

Furnham, Adrian; Cheng, Helen
Journal article, Peer reviewed
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URI
http://hdl.handle.net/11250/2465828
Date
2017
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  • Publikasjoner fra CRIStin - BI [1179]
  • Scientific articles [2319]
Original version
Journal of Intelligence. 2017, 5 (2), .   10.3390/jintelligence5020011
Abstract
The current study investigated a longitudinal data set of 4790 adults examining a set of socio-demographic and psychological factors that influence adult financial well-being. Parental social status (at birth), childhood intelligence and self-esteem (at age 10), locus of control (at age 16), psychological distress (age 30), educational qualifications (age 34), current occupation, weekly net income, house ownership status, and number of rooms (all measured at age 38 years) were examined. Structural Equation Modelling showed that childhood intelligence, locus of control, education and occupation were all independent predictors of adult financial well-being for both men and women. Parental social status and psychological distress were also significant predictors of the outcome variable for men, but not for women. Whereas for women, in comparison to men, the effects of current occupation and childhood intelligence on the outcome variable appeared to be stronger. The strongest predictor of adult financial well-being was current occupational prestige, followed by educational achievement. The gender deferential of financial well-being indicators and its implications are discussed
Publisher
MDPI (Multidisciplinary Digital Publishing Institute)
Journal
Journal of Intelligence

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