Browsing BI Research Centre's Series by Subject "Macroprudential policy"
Now showing items 1-2 of 2
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The household effects of mortgage regulation
(CAMP Working Paper Series;07/2021, Working paper, 2021-12)We evaluate the impact of mortgage regulation on child and parent household balance sheets, highlighting important trade-offs in terms of financial vulnerability. Using Norwegian tax data, we show that loan-to-value caps ... -
The leverage-liquidity trade-of mortgage regulation
(HOFIMAR Working Paper Series;4/2023, Working paper, 2023)We evaluate the impact of loan-to-value restrictions on household financial vulnerability. Using Norwegian tax data, we first document a beneficial leverage effect, in which households respond to the regulation by reducing ...