Show simple item record

dc.contributor.authorRadermacher, Ralf
dc.contributor.authorBrinkmann, Johannes
dc.date.accessioned2012-04-20T10:48:18Z
dc.date.available2012-04-20T10:48:18Z
dc.date.issued2011
dc.identifier.issn1573-0697 (e-utg)
dc.identifier.urihttp://hdl.handle.net/11250/93482
dc.description"The final publication is available at www.springerlink.com".no_NO
dc.description.abstractMicroinsurance is the provision of insurance services to the poor, usually in developing countries. One of the key criteria of poverty is vulnerability even to minor events. In such cases even micro coverage can make a major difference, yet still be funded by an affordable contribution by the insured. Like any kind of insurance, microinsurance can cover different risks to life, health, farming, property among other things. Our paper sketches how one could address and develop microinsurance business ethics. First we introduce microinsurance to the business ethics community and business ethics to the microinsurance community. Our draft of microinsurance ethics is then developed from two angles: as a holistic understanding of ideals and possible ethical conflicts in key stakeholder relationships and by distinguishing eight challenges when targeting the poor and when marketing microinsurance. As an open ending, the paper suggests a three stage action research design focusing on how microinsurance could (and should) internalize ethics, respecting rather than neglecting national-cultural and local-cultural conditions.no_NO
dc.language.isoengno_NO
dc.publisherSpringerno_NO
dc.subjectbusiness ethicsno_NO
dc.subjectinsuranceno_NO
dc.subjectmicroinsuranceno_NO
dc.subjectdeveloping countriesno_NO
dc.titleInsurance for the poor? First thoughts about microinsurance business ethicsno_NO
dc.typeJournal articleno_NO
dc.typePeer reviewedno_NO
dc.source.pagenumber63-76no_NO
dc.source.volume103no_NO
dc.source.journalJournal of Business Ethicsno_NO
dc.source.issueSupplement 1no_NO
dc.identifier.doihttp://dx.doi.org/10.1007/s10551-012-1223-8


Files in this item

Thumbnail

This item appears in the following Collection(s)

Show simple item record