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dc.contributor.authorAndersen, Hermann Maarud
dc.contributor.authorKepinski, Adam
dc.date.accessioned2019-10-16T08:21:32Z
dc.date.available2019-10-16T08:21:32Z
dc.date.issued2019
dc.identifier.urihttp://hdl.handle.net/11250/2622443
dc.descriptionMasteroppgave(MSc) in Master of Science in Finance - Handelshøyskolen BI, 2019nb_NO
dc.description.abstractWe gathered a dataset of 24 European banks from 10 different countries in order to test the effectiveness of European banking regulation through a fixed effects panel regression. Our results suggest that increased capital requirements, tier 1 capital ratio, and more supervisory power lead to higher bank risk. We also found that increased activity restrictions lead to lower risk, however, the coefficient estimate is not statistically significant. For the bank-specific and macro controls we find that return on assets and unemployment rate are the best predictors of bank risk. A higher return on assets will lead to lower risk while a higher unemployment rate leads to higher risk. We conclude that regulatory measures employed during this period were not effective in reducing risk. Thisnb_NO
dc.language.isoengnb_NO
dc.publisherHandelshøyskolen BInb_NO
dc.subjectfinansnb_NO
dc.subjectfinancenb_NO
dc.subjectfinacial economicsnb_NO
dc.titleBanking regulation - A study of its effectiveness in reducing risk in European banksnb_NO
dc.typeMaster thesisnb_NO


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