How has the mortgage regulation implemented in 2017 affected house prices in Oslo?

dc.contributor.author	Solfjeld, Susanne
dc.contributor.author	Thomassen, Marius Vedum
dc.date.accessioned	2019-01-08T08:50:19Z
dc.date.available	2019-01-08T08:50:19Z
dc.date.issued	2018
dc.identifier.uri	http://hdl.handle.net/11250/2579568
dc.description	Masteroppgave(MSc) in Master of Science in Business, Finance - Handelshøyskolen BI, 2018	nb_NO
dc.description.abstract	We show that regulatory mortgage and equity restrictions, implemented in Oslo in 2017, leveled the abnormal house price surge. Results indicate that both regulatory measures analyzed in this thesis are causing the price reduction. The paper provides evidence that the 40 percent equity requirement on secondary homes affects investors particularly. Despite this feature investor-based real-estate acquisitions increased post regulation, which is probably a result of the equity growth stemming from the price hike pre-regulation.	nb_NO
dc.language.iso	eng	nb_NO
dc.publisher	Handelshøyskolen BI	nb_NO
dc.subject	finans	nb_NO
dc.subject	finance	nb_NO
dc.title	How has the mortgage regulation implemented in 2017 affected house prices in Oslo?	nb_NO
dc.type	Master thesis	nb_NO