Browsing Handelshøyskolen BI by Subject "Macroprudential policy"

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    • The household effects of mortgage regulation 

      Aastveit, Knut Are; Juelsrud, Ragnar Enger; Wold, Ella Getz (CAMP Working Paper Series;07/2021, Working paper, 2021-12)
      We evaluate the impact of mortgage regulation on child and parent household balance sheets, highlighting important trade-offs in terms of financial vulnerability. Using Norwegian tax data, we show that loan-to-value caps ...

    • The leverage-liquidity trade-of mortgage regulation 

      Aastveit, Knut Are; Enger Juelsrud, Ragnar; Getz Wold, Ella (HOFIMAR Working Paper Series;4/2023, Working paper, 2023)
      We evaluate the impact of loan-to-value restrictions on household financial vulnerability. Using Norwegian tax data, we first document a beneficial leverage effect, in which households respond to the regulation by reducing ...