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dc.contributor.authorBjerke, Cecilia Boman
dc.contributor.authorFrazee, Anne Cleo Styrmo
dc.date.accessioned2018-12-19T09:24:24Z
dc.date.available2018-12-19T09:24:24Z
dc.date.issued2018
dc.identifier.urihttp://hdl.handle.net/11250/2578253
dc.descriptionMasteroppgave(MSc) in Master of Science in Finance/Master of Science in Business, Finance - Handelshøyskolen BI, 2018nb_NO
dc.description.abstractWhen most people think of portfolio composition and optimal asset allocation, words like stocks, bonds, real estate and diversification come to mind. However, people tend to ignore one specific and highly important asset class: namely human capital. Human capital is defined as the present value of all future income of an individual. The total wealth of an individual is composed of two parts: human capital and financial capital. Theory tells us that intertemporal decisions and wealth management should take a total wealth perspective. Accordingly, one will consider the correlation between all assets and thus, gain more from diversification. Hence, human capital should be valued as an asset class in line with other financial assets. In this thesis, we attempt to understand how households consider the properties of their human capital when making their portfolio choices.nb_NO
dc.language.isoengnb_NO
dc.publisherHandelshøyskolen BInb_NO
dc.subjectfinansnb_NO
dc.subjectfinancenb_NO
dc.subjectfinancial economicsnb_NO
dc.titleHuman Capital and its Implications on Financial Risk-takingnb_NO
dc.typeMaster thesisnb_NO


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