dc.contributor.author | Romslo, Peder | |
dc.contributor.author | Bragnes, Oskar | |
dc.date.accessioned | 2019-10-28T08:20:34Z | |
dc.date.available | 2019-10-28T08:20:34Z | |
dc.date.issued | 2019 | |
dc.identifier.uri | http://hdl.handle.net/11250/2624777 | |
dc.description | Masteroppgave(MSc) in Master of Science in Business, Finance - Handelshøyskolen BI, 2019 | nb_NO |
dc.description.abstract | This paper examines the contribution of mortgage regulations to changes in housing
speculation. By defining speculative behaviour in the housing market as short-term investments
with a resale within 12 months, we were able to distinguish the effect from mortgage regulations
on condominiums purchased with or without a speculative purpose. Looking at empirical
evidence from the Norwegian housing market, we discovered that municipalities with
historically high price growth experienced a fall in the relative number of condominiums resold
within 12 months. However, we also observed a geographic specific mortgage regulation to
trigger a spillover effect, increasing the relative size of speculative transactions in non-regulated
neighbouring areas with strong historical price growth. | nb_NO |
dc.language.iso | eng | nb_NO |
dc.publisher | Handelshøyskolen BI | nb_NO |
dc.subject | finans | nb_NO |
dc.subject | finance | nb_NO |
dc.title | Does mortgage regulation affect speculation in the housing market? | nb_NO |
dc.type | Master thesis | nb_NO |